All drivers wish to pay less for their car insurance and are always on the lookout. You can lower your car insurance premiums through a number of ways. You could change the way you store your vehicle or you could move to a safer neighbourhood. But these options aren’t always realistic. Instead, why not ensure you are making the most of the discounts available.
1. Nurture your ‘no-claims’
Nurture your no-claims discount and watch the premiums fall. A no-claim discount is the best way of cutting car insurance costs over time. Simply driving safely, avoiding accidents and maintaining a clean driving record is sure to bring down your premiums over time.
2. Choose your car carefully
We all know different makes and models of cars come with different insurance premiums, even for the same driver. It won’t hurt if you do your research before you buy as it can make a big difference to your premium. Sporty cars can attract a high premium and often a slightly different model or engine can make a big difference in your favour. It will probably save you fuel too. A sporty car or one with a powerful engine will probably not be suitable for you If you are after cheap car insurance. Use Rac Cars to browse new cars for sale to help find a practical and appropriate vehicle.
3. For young drivers, you can pick one of the cheapest cars and insure.
The cost of car insurance is often a big factor in the buying process when looking for your first car. All cars on the market belong to one of 50 different car insurance groups — This is particularly important for young male or female drivers with fast cars, which are typically more expensive.